32310 S Fraser Way

Abbotsford, BC





Frequently Asked Questions

How much insurance do I need?

This will depend on your debts, if you have dependents and whether they rely on your income. Your existing assets and current insurance policy is also taken into account. This is why it is vital to conduct an insurance needs analysis to determine the amount and type of insurance you require.

How much does insurance cost?

Insurance premiums will be different for each person depending on the type of insurance they choose. Age, gender, smoking status, build, lifestyle, occupation and medical history will be factors in determining the cost of your insurance.

When should I consider getting insurance?

It’s never too early to consider getting life insurance since the younger and healthier you are, the less expensive the premiums will be. However, there are a few points in life you should consider reviewing your life insurance coverage: marriage, divorce, having a child, when retirement planning and estate planning.

If you have a business, you should review your life insurance coverage to make sure you have enough to cover any debts, fund buy sell arrangements or insure a key person.

What type of insurance is right for me?

It depends on your situation but often if you’re looking for temporary protection such as mortgage or income replacement while your children are young; term insurance makes sense. However, there are permanent needs such as covering off final taxes or leaving a legacy, where permanent insurance makes sense.

We are happy to talk to you about what makes most sense for your situation.

How much life insurance do I need?

Use our instant calculator to find out.